Sunday, September 7, 2008

Taking a Step Back in order to Leap Forward

Runners do it. Why can’t I?

I mentioned to you all that I have a background in management and according to my last performance review I’m pretty great at it. There’s just one problem. My extremely organized and logical approach to my work and my other passions (marketing, etc.) does not always translate into other aspects of my life.

Let me give you an example of my latent OCD. I get about 100 emails per day. That’s just the nature of my job. Despite that, my inbox remains clean. Not one email stays in my inbox for over 5-10mins. I triage each email into one of several folders. I then assign it a priority color code. All red items are handled within the hour. Blue Items I am waiting on a response from someone else before I can answer and Orange Items are FMI (just for my information). I archive each week and respond even if it is to say “Report complete.” Or a simple “Confirmed.” This creates a record that I have completed everything that I was supposed to do for this particular case/issue. So in the event (because it happens so often) that I need to provide a status I can type in “confirmed” or “complete” and everything I have done for the week pops up.

I share this with you not for you to laugh at me (although I am sure you are anyway. it’s okay), but to convey that when it comes to work and my passions I am meticulous. And when it comes to everything else, I am completely relaxed.

So what’s the problem you ask?

Finances. My dear Watson. Finances.

I take extreme care with Other People’s Money and I am COMPLETELY relaxed when it comes to large ticket items (car, apartment, etc.). This is part of the reason that I created Bourgeoisie on a Budget. My goal is to continue to live well using less and helping others to do the same. Simply put, I want to eat my cake, save some for later, and sell the rest for a reasonable profit.

These past few weeks, I have seriously examined my expenditures in comparison to my life goals. My findings? I am accepting less, not SERIOUSLY working towards my dream of more, because of my fear of sacrifice. Confused? Let me clarify point by point.

I AM ACCEPTING LESS

Taking anything that is less than your ideal is accepting less. It is okay to do it temporarily but getting caught in the cycle of accepting less than what you really want/need is counterproductive and addictive. (I’m tempted to give relationship advice here but since I do not have the appropriate degree, and it’s completely off subject…I will happily refrain.)

NOT SERIOUSLY WORKING TOWARDS MY GOAL OF MORE

By accepting less, I am not saving towards the more that I require out of life. It’s like buying a closet full of Baker’s when what you really wanted was a pair of Manolo’s. If you would have stopped buying all that Baker’s (or bought one pair) and saved the rest of your income…you probably could have gotten what you initially wanted. (I am not opposed to Baker’s people I just needed a plausible analogy). Furthermore, by limiting yourself to Baker’s and only shopping there… you are not keeping track of you initial goal and you lose the opportunity to get the Manolo’s on sale at Bluefly!

So what’s a girl to do?

Well, first I called my financial advisor (I’m so happy she remembered that I was alive!) and came clean. I told her what my goals were and she promised to help me reach them. I plan to meet with her in two weeks. By then I am supposed to have a fully worked out budget to propose to her. I received in the mail two days after our chat, a wonderful worksheet that will help me put together my budget.

Second, I made a drastic move. Literally, I got rid of my biggest liability (and one of my biggest joys) in order to realize my personal financial goal. While tears, extreme pouting, and worrying were apart of the transition, I knew this was a necessary change that I had to make. If something is not contributing to your goals, it may very well be an obstacle. And if it is an obstacle you need to remove it.

Third, after I finish posting this blog…I am going to research every step it takes to get to my goal. This will serve as my check list to success.

Side Note: Since my drastic move was bound to make some people criticize my decision, I didn’t tell many people. Sometimes a random opinion can keep you from doing what is necessary. An opinion is exactly what it is…nothing more. Sometimes I forget that.

While shopping the other day (don’t worry it was for necessities AND I had a savings pass!), I thought about the Olympics track and field events. I remember watching each runner go through their own funny routine before they got “on their mark”. Every runner did it. Every runner had their own routine and could care less that the world was watching them shake their leg three times, roll their head from side to side, take a step back and then flail their arms front and back. And although, it was funny to watch, no one laughs. No one laughs because the understanding is that the runner is preparing for the race of their life. So who the hell cares what they need to do before hand to get ready for it. All that matters is the success waiting at the end of the race.

Make your sacrifices without others in mind...ALL THAT MATTERS is the success at the end of the race.

TTFN!

1 comment:

Streetz said...

CHUUUUUUUUUCH!

Good one sands. I need to check my own finances too.. I started saving every paycheck and it hurts now, but I know I'll be better for it in the long run.

Excellent story!